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Received 12.07.2024

Revised 21.10.2024

Accepted 25.12.2024

Retrieved from Vol. 28, No. 2, 2024

Pages 79 -88

  • 178 Views

Suggested citation

Levkovets, N. (2024). Methods of minimizing investment risks of banks. The National Transport University Bulletin, 28(2), 79-88. https://doi.org/10.33744/2308-6645-2024-2-59-079-088

Methods of minimizing investment risks of banks

Nataliуa Levkovets

Abstract

The neutralization of investment risks of banks must be carried out on the basis of the necessary methods and the appropriate strategy of a commercial bank, which must include the financial and mathematical technology of substantiation, adoption, implementation and control of the implementation of managerial financial decisions regarding the implementation of preventive measures of a financial, organizational or legal nature in order to ensure comparing the performance of the bank with the corresponding level of investment risk. The object of the research is theoretical and practical aspects of managing investment risks of a commercial bank in the direction of their minimization. The purpose of the study is to deepen theoretical provisions and provide practical recommendations for minimizing investment risks of a commercial bank. To solve the set goal, the following research methods were used in the work: comparison, systematization and logical generalization, historical and causal analysis, systematic approach

Keywords:

investment risk; bank; minimization; methods; regulations; management

References

  1. Methodological instructions for the inspection of banks “Risk assessment system”, dated March 15, 2004, No. 104. Available at: https://zakon.rada.gov.ua/laws/show/v0104500-04#Text
  2. On the approval of the Instruction on the procedure for regulating the activities of banks in Ukraine: Resolution of the National Bank of Ukraine dated August 28, 2001, No. 368. Available at: https://zakon.rada.gov.ua/laws/show/z0841-01
  3. On the approval of the Regulation on the determination by banks of Ukraine of the amount of credit risk for active banking operations: Resolution of the National Bank of Ukraine dated June 30, 2016, No. 351. Available at: https://zakon.rada.gov.ua/laws/show/v0351500-16#Text
  4. On the approval of the Regulation on assessing the stability of banks and the banking system of Ukraine: Resolution of the National Bank of Ukraine dated December 22, 2017, No. 141. Available at: https://zakon.rada.gov.ua/laws/show/v0141500-17#Text
  5. On the approval of the Regulation on the organization of internal audit in commercial banks of Ukraine: Resolution of the National Bank of Ukraine dated March 20, 1998, No. 114. Available at: https://zakon.rada.gov.ua/laws/show/v0548500-98/ed20011220
  6. On the approval of the Regulation on the organization of the risk management system in banks of Ukraine and banking groups: Resolution of the National Bank of Ukraine dated June 11, 2018, No. 64. Available at: https://zakon.rada.gov.ua/laws/show/v0064500-18#Text
  7. On the approval of the Methodology for calculating economic standards for regulating the activities of banks in Ukraine: Resolution of the National Bank of Ukraine dated December 15, 2017, No. 803-rsh. Available at: https://zakon.rada.gov.ua/laws/show/vr803500-17#Text
  8. Hutsal, I. S., Hryhorash, O. V. (2013). The role of investment risks in banking in modern economic conditions. Innovative Economy, No. 5, pp. 233–236.
  9. Levkovets, N., Ilchenko, V., Boiko, S., Masalitina, V., Tesliuk, N. (2022). Risk-oriented approach to financial security of motor transport enterprises. In: Alareeni, B., Hamdan, A. (eds.), Explore Business, Technology Opportunities and Challenges After the Covid-19 Pandemic. ICBT 2022. Lecture Notes in Networks and Systems, Vol. 495. Springer, Cham, pp. 1078–1095.
  10. Lysenok, O. V. (2017). Research and improvement of the essence of banking risk. Formation of Market Relations in Ukraine, No. 2, pp. 9–13.
  11. Okhrymenko, I., Piyvoda, K. (2021). Problems and prospects of the development of bank operations with securities in Ukraine. Financial and Credit Systems: Development Prospects, Issue 1, pp. 23–34.
  12. Official website of the National Bank of Ukraine. Available at: https://bank.gov.ua/
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https://doi.org/10.33744/2308-6645-2024-2-59-079-088

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